We feel compelled to help others by providing sound financial advice. While our approach to serving clients follows a defined process, the outcome of this process is different for each client because their plan is customized to their goals, need or ability to take risk, and where they’re starting out. We use a five-step process to help ensure we cover all aspects of your financial life.
We start by assessing your current financial situation to establish our starting point. This includes going over your assets, liabilities and cash flow. We’ll also determine your risk tolerance based on how much risk you can, need and are willing to take in your investments.
Your needs, goals and priorities will be the foundation of your financial plan. Together, we’ll identify and evaluate what you want for the future and help you prioritize those goals to prepare for creating your customized financial plan.
With an understanding of your current circumstances and ideal future, we can develop an investment strategy that supports your objectives. This is where we determine how we get you from point A to point B, so you can start working toward your goals.
We believe in designing portfolios that align with your risk tolerance, which will make it easier for you to stick to your long-term plan. As independent advisors, we are not obliged to use particular investment products and, therefore, have a wide array of options, so we can choose the ones that are aligned with your goals.
Regular evaluation of your investments is just as important as implementation. We review and rebalance your portfolio to ensure it’s still in line with your goals, and together we’ll assess whether those goals have changed and adjustments are needed to your overall strategy.
Your investment plan is only one aspect of wealth management. Because we are committed to comprehensive planning, we also address your broader financial life by providing additional valuable services.